Round Rock Advisors can help you develop year-end, new year and estate tax strategies that can provide tax benefits for you and your heirs. We can work closely with your tax advisors regarding your tax planning needs.

Individual asset allocation includes investments that are best suited to satisfy the needs of the client. From a concentrated model to a more complex product or strategy, our advisors use investments that are built in house and are designed to work in conjunction with a client's plan.

Round Rock Advisors applies the same individualized comprehensive approach to your insurance and risk management needs. Protecting yourself, your loved ones, your home or business from unexpected events is a fundamental aspect of financial planning and is critical to any comprehensive financial security plan.

Our advisors help to map out your goals and develop a strategy that seeks to protect and grow your retirement assets. Round Rock Advisors helps to structure your income to minimize tax exposure, maximizing income potential.

Round Rock Advisors can help you establish wealth transfer strategies seeking to reduce estate taxes, maximizing legacy and charitable works that can provide tax benefits. Our advisors can work closely with your legal advisors to establish and maintain your goals.

Round Rock Advisors can help you optimize the return on investments in your portfolio while keeping you focused on your objectives for the future. We consider how income and expenses can change over time, factoring in large changes such as inheritances, major one-time expenses, along with inevitable salary changes and taxes.

Our advisors can help you optimize the return on cash in your portfolio, protect your cash assets, and manage your everyday transaction needs, while keeping you focused on your objectives for the future. We examine your current assets and liabilities, along with your income and expenses, to assess your ability to accomplish your goals.

Round Rock Advisors understand you have a busy career and little time for managing your finances. Our trusted advisors will help executives along the maze of regulatory issues and diversification strategies affecting your wealth, through comprehensive solutions customized to your tax, liquidity and diversification needs. We provide the insight and objective guidance you need to help develop short-term and long-term strategies.

Round Rock Advisors can help you create a wealth transfer strategy that supports your philanthropic and legacy goals while allowing you to enjoy the personal and financial benefits of giving. One of the most rewarding aspects of financial success is the opportunity to pursue charitable interests. In addition to benefiting the institution, charitable gifts can be an effective planning tool for dealing with highly appreciated stock, providing an income stream for life, and supporting wealth transfer planning for the next generation.

A privately held business is frequently the owner’s largest financial asset. And, in most cases, the business generates most of the owner’s income. However, as the owner (or owners) advance toward retirement, questions arise:

• What is my succession plan?

• What if I die or one of my partners dies? Is there a buy-sell agreement in place?

• Do I have partners that will buy my share of the business?

• Do my partners have the liquidity to buy my stake? Would an insurance policy make sense?

• Do I intend to sell the business? If so, to whom?

• What is the business worth? Can I back up the value of the business?

• And, how do I identify buyers and maximize the value of a transaction?

Business valuation depends on how a company creates value. It is further influenced by a multitude of factors, including those unique to the company and those systemic to the industry in which it operates. Value can vary further depending on available valuation methodologies and whether a valuation is being performed for financial reporting, tax, M&A, strategic planning, business restructuring, or dispute and litigation purposes.

The process of business valuation is both art and science. The analytical aspect employs multiple approaches applied to both the company being evaluated and the development of valuation inputs (e.g., cost of capital, discount rates, premiums). The art of a valuation lies in the ability to apply these methodologies based on years of experience across industries, market cycles and valuation purposes. Round Rock delivers robust business valuations customized to specific client needs and objectives. Reports provide:

• Company, industry and economic overviews

• Discussion of value drivers

• Analyses performed, including inputs and assumptions

• Detailed exhibits that support the indication of value.

We encourage business owners to contact us regarding how a valuation can enhance financial planning and ultimately lead to optimized outcomes like a liquidity event.

Round Rock Advisors employs the same advising approach to business planning needs with a goal of maximizing business financial management and personal wealth building for our clients.

We offer competitive securities-based lending and mortgages through Charles Schwab and Fidelity Investments.